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My Latest Published Article On Page
30 In The January 2009 Issue of “ The Business
Issues” With Special Feature Of Ivanka Marie Trump!
Hi Friends,
The latest January 2009 issue of “The Business
Issues” featuring Ivanka Marie Trump shares her
secrets how she trump her way to success. Ivanka is
an American businesswoman, socialite, heiress, and
fashion model. The daughter of Ivana and Donald
Trump, she is Executive Vice President of
Development & Acquisitions at the The Trump
Organization. Before joining the family business,
she worked for Forest City Enterprises, and joined
forces with Dynamic Diamond Corp., a diamond trading
company sightholder, to design and introduce a line
of jewelry at the brand's first flagship retail
store called 'Ivanka Trump' on Madison Avenue.
To read more about her interview with “The Business
Issues”, Click this link and go to page 60 to read
more about her success!
As this issue is all about Real Estate Investment, I
share with readers and investors in the same issue
as Ivanka Trump in “The Business Issues” on page 30
about understanding the Real Estate Cycle. Below is
the actual content of the published article in “The
Business Issues”.
You can click this link and turn to page 30 to read
the actual publication on my latest financial
education that I will share with you about the Real
Estate Investment Cycle.
The real estate cycle, like the
business cycle, refers to the activity of the real
estate market as it reacts to the forces of supply
and demand.
And What Is Supply And Demand?
When demand for housing, exceeds the supply, the
price for the property tends to increase. In real
estate, this period is often called seller's market.
Higher prices encourage the suppliers, in this case
homebuilders to increase production. As production
increased, more of the demand is satisfied until a
point is reached where production outperforms
demand. At that point, prices begin to fall and
production will diminish until demand catches up
with supply, and the cycle begins again. This period
is called a buyer’s market. The supply & demand
affects the Ups & Downs in a real estate cycle.
What Are Some Of The Factors Influencing The Real
Estate Cycles?
Mortgage Funds - The availability of mortgage
funding affects both supply and demand for
properties. In most cases, the investor does not
have sufficient assets to purchase a property
outright. Most property is either built & purchased
with money borrowed. The availability and cost of
this money directly affects both the supply and
demand for properties. If a local area is
experiencing prosperity, there should be funds
available to finance the construction and purchase
of properties. Hence, if you are borrowing to
finance your investment, it will definitely be
easier during good times!
Population - Demographics refer to a study and
description of the population of an area.
Demographics included such factor as education,
gross income, disposable income, number of family
members, and savings and spending patterns. Also
studied are patterns of migration and establishment
of employment centers. A young population with
growing economy in a nation will create demands to
trend toward an upswing in the real estate cycle in
the long run.
Social Attitudes - Herd behaviour is one important
subject of scrutiny in Behavioral Economics. Herd
behaviour refers to situations wherein a group of
individuals react coherently without there being any
co-ordination between them. Such a group is called a
herd. The impact of herd behavior can have very long
and sometimes devastating consequences. For
instance, the fear of a real estate bubble –
although economically unfounded – can have a very
real impact if a large enough group of market
participants believe in it in the same or similar
lapse of time. In such a circumstance, demand for
housing would be affected clearly to the point of
causing a marginal or absolute price depression.
Political Activity & Location - Any property which
is in the centre of politically active area or at
the center of core governmental area or at the
centre of a town or city always attracts a premium
price tag. Even though the property is not well
designed; the environment will push up the price of
the property. On the other hand, a well structured
or well designed property with an expensive fittings
and all the stuff, but is located in the remote or
poor area, due to environment, the property will not
attract a good price as it is supposed. Seeing the
potential capital appreciation and monthly cashflow
return from your investment property by
understanding the political activity around it is
definitely a key factor to consider when locating
your property.
Regulation - As real estate investment continues to
dominate in the financial world, there are incidents
of frauds in the market. With the growing number of
real estate agencies, the Government has woken up to
the need of laws to regulate the real estate
transactions. Before going into a real estate
transaction, it is better to get familiar with the
rules and regulations pertaining to real estate.
Investors should know his or her rights to avoid
sellers taking undue advantage. A well-informed
investor is able to get a fair deal from the real
estate agents, and may even go to the court in case
the agent strays from the law.
Losing your money to educated investors can be
avoided simply by some simple education in the real
estate cycle when you are thinking of investing your
money in real estate. Once, you understand it well,
you could minimize your investment risks and help
you see the potential growth opportunities for your
investment property.
Click
here to Tell Your Friends Now!
Yours
Sincerely
&
Credit Plus Health's Team
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